How To Add A Consumer Statement On Credit Report

Sample Consumer Statement On Credit Report Fill Out Sign Online Dochub Types of consumer statements on a credit report. there are two kinds of statements you can request be added to your credit report: account specific statement: this statement is linked to a specific account in your credit history. for example, if you have a delinquency that was the result of extended unemployment, you can add a statement to the. When the consumer statement is removed, it will not be provided with your equifax credit report. you can add, edit or delete a consumer statement on your equifax credit report at any time, and remove it at any time by calling us at (866) 349 5191 or mailing a written request to the following address: equifax information services llc po box.

Do I Need A Consumer Statement On My Credit Report Lexington Law Thanks to a provision of the fair credit reporting act, when something’s amiss with your credit report, you have the right to add a statement to your file about it, either to dispute a mistake or to explain your personal financial debacle. the big three credit bureaus limit you to 100 words a pop, but both experian and transunion allow you to. To add a consumer statement to your transunion credit report, you must submit a request in writing to the following address: for english speakers across canada: transunion consumer relations department. 3115 harvester road, suite 201 burlington on l7n 3n8. for french speakers in quebec:. Kim mcgrigg is the former manager of community and media relations for mmi. if your request to remove an erroneous item on your credit report is denied after going through the dispute process, section 611b of the fair credit reporting act (fcra) entitles you to add a statement (100 words or less) to your file giving your version of the dispute. A consumer statement is a voluntary 100 word (200 words for residents of maine) or 475 character statement that you can add to your credit report to address any negative information shown in your credit history. once placed, potential lenders may review this statement to help clear up their concerns about your creditworthiness or ability to pay.