Are Voicemails And Calls From Credit Loan Associates Legit Or Scam 1. find out who’s calling. get the name of the collector, the collection company, its address, and phone number. 2. get “validation” information about the debt. within 5 days of first contacting you, debt collectors must “validate” or tell you the amount of the debt, the name of the current creditor, and how to get the name of the. If you get a call or voicemail from credit loan associate like this one: “hey, it's holly with credit loan associates and i'm just following back up with an.
How To Check If A Loan Company Is Legitimate And Spot Scams Self Check your credit report for the account in question. you are entitled to a free credit report every 12 months from each of the three major consumer reporting companies. to get your free credit report authorized by law, go to annualcreditreport or call (877) 322 8228. keep in mind that not all debt collectors and creditors provide. A legitimate debt collector can tell you their company name and mailing address, as well as information about the debt they say you owe. the debt collector should provide information about themselves and their collection agency. this can be a helpful way to know more about the debt, as well as tell whether or not it’s a scam. to verify a debt. Our guidance is: never call back an unfamiliar number, because it may lead to a scam. of course, i didn't call back, but the voicemails were unsettling nonetheless. you can listen to audio and read transcripts from two of the voicemails i received. in a new consumer help center series, we are breaking down phone scams and including scam audio. Say you don’t owe some or all of the money, and ask for verification of the debt. make sure to send the dispute letter within 30 days. once the collection company gets the letter, it must stop trying to collect the debt until it sends you written verification of the debt, like a copy of the original bill for the amount you owe.
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