Am I Ready For A Credit Card Randell Tiongson Below, i prepared a guideline you can follow to determine whether or not you’re ready to have a credit card. you’re ready for a credit card if: you spend less than you earn. if you always have savings by the end of every month, then that is proof that you know how to handle money. you’re not finishing your salary up to the very last. For filipinos looking to maximize the advantages of their credit cards, here are several strategic ways to do so: 1. choose the right credit card. select a credit card that aligns with your lifestyle and spending habits. look for cards that offer rewards on the categories you spend the most on, such as groceries, fuel, dining, or travel.
How To Manage Your Finances This 2021 By Randell Tiongson Youtube Randell tiongson, rfp is an advocate of life & personal finance. with nearly 30 years of experience in the financial service industry – banking, mutual funds, insurance and financial planning, and management consultancy – he has become one of today’s most respected personal finance coaches in the country. aside from his training and. Randell tiongson, cofounder of registered financial planner institute philippines and personal finance advocate, didn’t realize he wanted to achieve financial freedom until he was in his 40s. “i realized i can’t live a life like this, when sometimes i have a lot of money, but sometimes i don’t have any. Eradicating credit card debt will take a heavy weight off your shoulders. if you’re up to neck in debt, here are 5 easy tips to get out of credit card. 6. interest is completely avoidable, too. speaking of avoidable expenses: regardless of how high your credit card apr is, you don’t have to pay a dime of interest as long as you pay your credit.
Randell Tiongson Financial Guru Radyo Filipino Australia Eradicating credit card debt will take a heavy weight off your shoulders. if you’re up to neck in debt, here are 5 easy tips to get out of credit card. 6. interest is completely avoidable, too. speaking of avoidable expenses: regardless of how high your credit card apr is, you don’t have to pay a dime of interest as long as you pay your credit. Bera says she got her first credit card at age 16 (before the card act went into effect, requiring cardholders to be at least 18 and have independent income), with a credit limit of $300 that she. Step 2: understanding yourself. your first credit card will give you the ability to buy things without having to immediately pay for them. that gives you convenience and flexibility. but if you're.
Randell Tiongson Financial Guru Radyo Filipino Australia Bera says she got her first credit card at age 16 (before the card act went into effect, requiring cardholders to be at least 18 and have independent income), with a credit limit of $300 that she. Step 2: understanding yourself. your first credit card will give you the ability to buy things without having to immediately pay for them. that gives you convenience and flexibility. but if you're.
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